No Credit Car Loans

No Credit Car Dealership

If you don't have enough credit history to get a bank or credit union loan, you can still get a no credit car loan from D1 Auto Credit!

How is that possible? Well, we simply don't rely on a credit score. If you have a source of steady income that covers your expenses, and enough down payment, you can drive away with a vehicle.

No credit car loans

No credit car dealerships don't rely on credit scores. We look at income, expenses and down payment.

All you need to do is apply and we will point you in the right direction for a vehicle that you can purchase.

Buying a Car with No Credit

If you have no credit, we can't base our decision on credit. Instead our in-house approval process, called Buy Here Pay Here, looks at your income and expenses, the price of the vehicle you are looking for, and how much money you have for a down payment.

Expenses we are interested in are your monthly rent or mortgage payment, average utility bills, child support, alimony, food expenses and child care costs (if any).

We then total your monthly commitments and weigh that against your monthly verifiable income, and any variable income sources.

The next item we consider is how much money you have to put down on the vehicle. We have lots of cars, trucks and SUVs available for less than $500 down.

Together, we will find a vehicle that is right for you, and work to structure a payment plan that you are comfortable with, so you can drive a car home today.

The Truth About No Credit Check Car Loans

The truth is, without a credit history you will not be able to purchase a new vehicle. Luckily we can help you qualify for a lower priced, higher mileage, fully-reconditioned used vehicle. Our goal is to get you into a reliable vehicle you can afford.

Making regular payments, without missing any, helps to build your credit.

If you don't have much left in your budget after your expenses are deducted from your income, you may still be able to get into a higher mileage vehicle with a lower down payment.

You start the whole process by applying for a no credit check auto loan. You can do this by coming by our dealership, in the northern Denver suburb of Thornton, or start now by applying online.

Pre-Qualify Now

If you have any questions feel free to give us a call at 303-287-5511